Something that’s all over the news at the moment is this. Wonga, a British payday loans lender, which is also the worst company in the world and one of the main antagonists in a recent book called Can Companies Sin? has had to write off substantial fees to people who’ve defaulted on loans they should never have had access to.

As an upstanding citizen, I decided to take the opportunity to scrape a bit of money together and offer them some help so they could stand on two feet again.

I just hope they won’t be too proud to accept my help.